tag:blogger.com,1999:blog-36096789.post999181475883283154..comments2023-04-11T01:02:46.639-04:00Comments on Title Insurance Talk bsherry@tcsclosing.com: Housing Wire is very interesting today.....Becky Sherryhttp://www.blogger.com/profile/06708452533161661554noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-36096789.post-37459978084390201032007-07-20T11:27:00.000-04:002007-07-20T11:27:00.000-04:00Agreed. Those 80/20's were pretty darn scary.Agreed. Those 80/20's were pretty darn scary.Dhttps://www.blogger.com/profile/13347332449162866987noreply@blogger.comtag:blogger.com,1999:blog-36096789.post-4512243847449750882007-07-20T11:18:00.000-04:002007-07-20T11:18:00.000-04:00Following up - LTV greater than 80% is OK as long ...Following up - LTV greater than 80% is OK as long as PMI is in the picture. That puts two underwriters on the loan.Toddhttps://www.blogger.com/profile/02637793310673124819noreply@blogger.comtag:blogger.com,1999:blog-36096789.post-57902952009922597582007-07-19T17:48:00.000-04:002007-07-19T17:48:00.000-04:00We've had plenty of good traditional experience wi...We've had plenty of good traditional experience with higher LTVs and FHA/VA or PMI - pre-1990. The key is to have real live, trained human underwriting. If we can't restore qualified teams of underwriters then you would certainly be right. In the absence of good due diligence, 20 percent equity does the risk reduction job for you. Thanks for taking the time to add you thoughts on this tfatkins. We're in for some very interesting announcements from all the agencies.Dhttps://www.blogger.com/profile/13347332449162866987noreply@blogger.comtag:blogger.com,1999:blog-36096789.post-3436504878968920032007-07-19T17:36:00.000-04:002007-07-19T17:36:00.000-04:00If lending standards don't return to something mor...If lending standards don't return to something more traditional, the entire economy is at risk. Investors will have no confidence in the paper and the broker will be left holding the bag. We need to get back to 80% LTV.Toddhttps://www.blogger.com/profile/02637793310673124819noreply@blogger.com