Title Insurance Talk bsherry@tcsclosing.com

"In one way or another, we believe that the title insurance companies will fix the problem," Davis said. "Title insurance is...

Look for demonstrative knowledge when selecting a title insurer. Call and ask some questions. Ask if they are just doing current owne...

A cashiers check aka teller check is issued by the teller at the bank. It's not your personal check. The bank will type one of THEIR che...

I just met with neighbors to sign their lots/houses to each other......the one neighbor purchased their lot and then built a new home on the...

Your lender gave you the money in exchange for your promise to repay it with interest.  Don't get mad when they get grumpy when you wa...

May the road rise to meet you May the wind be always at your back May the sun shine warm upon your face and rains fall soft upon your fie...

The title searcher (abstractor) will note a cover date on the title search.  This is the date through which the courthouse records are up to...

The issuing title agent, attorney or title underwriter is responsible for sending policies to the lender and the buyer. You should have a co...

Questions about an Owner's Policy? An owner title insurance policy will protect the homebuyer from many of the risks, but not all. Let...

query: does the seller get overcharged on settlement costs Yes, indeed they do. Sellers, like buyers, should shop for settlement serv...

Diane (Cipa) Anderson retired June 30, 2016, and I have just recently taken over the "Title Insurance Talk" blog. "(s)he le...

t r i d Hi, Folks:  You haven't seen a post from me in some time and I have been pedaling as fast as I can dealing with the monster ca...

In one case, the seller told the buyer that the property had a homeowner exclusion which allowed for a discounted rate.  Turns out that wasn...

I love the Closing Disclosure forms.  I have to say it. What is killing me is the collaboration process.  It's like a bomb went off in...

Well, it's November 23rd and I'm getting to like TRID.  I think when everyone gets the hang of it, we'll all be happy.

Everyone just needs to take a breath because ALL transactions are on the slo mo trail, even cash. We have software issues and every lender...

Is that it was wholly unnecessary.

So, how are ya? Feeling like the title world is about to change?  Yea. I hear ya.  Me, too. Okay, so we have a bunch of TRID transaction...

According to the CHLA’s letter, the TRID rules stipulate that a that a lender deliver the Loan Estimate to the borrower within 3 days after...

It is this holding that resulted in most of the substantial increase in the disgorgement amount ordered by the Director. The ALJ had held th...

When making an offer to purchase real estate, the buyer is typically asked to put up a good faith deposit.  This deposit is referred to as e...

The company was given $3100 at our closing last June and neglected to pay the School Real Estate Taxes that said money was put in escrow to ...

Diane, We bought a condo unit that has had two indoor parking spaces since this building went condo in 1985. This unit was a REO foreclosure...

Just wanted to let you know I'm still living.  ;) I have a post ruminating about an incident with a counterfeit cashier check. Will ge...