Here's hoping my lunch mate misunderstood the instructions of her boss.

Attended a seminar today which included 3 CE credits.  At lunch I sat with a young lady who works for a regional bank as a mortgage processing trainer.  She said she had been asked at the last minute to come to the seminar and doesn't really know much about title insurance.  Fair enough.

I asked if she was getting credit for the course and she said no but that the person she was sitting in for would get credit.


Pregnant pause.......


I decided to let this one go.  If the folks who are in charge don't have a way to verify who is there, that's their problem.

I felt bad for the young lady who apparently has a boss with bad habits but perhaps she simply misunderstood and they sent her there for education and not as a stand in for a licensee.

query: tirbop rule regarding unlicensed person using a licensed person's signature

I confess.  This query has me fascinated.  An unlicensed person is using a licensed person's signature?

TIRBOP rules don't cover this.  They are a rating bureau and cover pricing for the title insurance and related services.

This is licensing matter and you probably want to chat with the PA Department of Insurance.

You should also chat with the title underwriter with whom the licensee has their agency.

It is unlikely that the state or the underwriter would be happy about an unlicensed party signing the name of the licensee.  The whole idea of licensure is that a fully trained, tested, and responsibly vetted person is serving the consumer.  A licensee may certainly have staff who assist in this endeavor but no one would want unlicensed staff to act in their place.