Realtors, mortgage lenders, title insurers - all facing Judgment.........

.....by you.

Radical Title Talk was our sister blog. It was a conversation directed at Realtors, mortgage lenders, and title insurers. I had a real need to say a few things to the industry and Radical was a good bully pulpit.

Through Radical I learned that I was not alone, that there were many Realtors, mortgage lenders, and title insurers who were honest, hard working, good people, afraid to speak out against the bad people with bad ideas that seemed to have taken over our industry.

Through the process of writing Radical, I had a chance to share thoughts on just about every issue facing this industry. For now, I can't think of any else to say that would be helpful.

Truly, the end of the story rests WITH YOU.

Much has happened since October of last year. Almost every state in the union is looking into predatory lending, subprime lending, pricing and practices in affiliated businesses selling real estate, mortgage lending and insuring title. Our federal government is revisiting RESPA and adding new laws and regulations to restore order.

During these past months since October, there has been a process of discovery by the media and by consumers like you. You now know you have choices. The way you use your judgment to make those choices will determine how the industry and government respond to the efforts expended over this period of discovery.

YOU decide if we go back to the old ways or some new morphed version OR find a free marketplace with competition that serves your interests.

When you choose a Realtor, when you choose a mortgage lender, when you choose a title insurer, please do so mindfully.

YOU are the judge. YOU have power. Use it well, my friend.