query: what does it mean if we paid for title insurance

I am presuming you are faced with a potential loss or title issue to resolve and someone has asked if you paid for title insurance?  If you did pay for title insurance, it would be noted on the HUD-1 Settlement Statement in the 1100 section.  The form will indicate whether you paid for lender coverage or owner coverage or both.  Check the papers you received at closing.

Even if you borrowed your closing costs or the seller paid them for you, this form is still evidence that a premium was paid.

Hope that helps.