You better believe it! Whose got the most to lose if there's a title problem? YOU, you alone, so why the heck wouldn't you cover those hard earned dollars with a one time premium for title insurance?
I'm always thunderstruck when a cash buyer skips title insurance because nobody is forcing him to buy it.
Mortgage lenders force borrowers to buy loan policies because they KNOW it's the smart and prudent thing to do.
Yes, I know, there's a bunch of stupid lenders out there in the news, but trust me, the smart ones require title insurance.