For once unintended consequences are POSITIVE. Yes, positive. I sure don't think they intended to do this but by creating a uniform method for GFE disclosure which flows to a uniform method of HUD prep, we in the title world are enjoying UNIFORMITY of INSTRUCTIONS. I love it.
What was it that everyone hoped to gain with UNIFORM CLOSING INSTRUCTIONS? Uniformity, right? Well, guess what? We've taken a giant step in that direction without even realizing it. Isn't that wonderful?