When a private investigator finally tracked down the owner of Choice Title of South Florida in the fall of 2009, the contents of her office were in a pile on her living-room floor and homeowner complaints were mounting in Tallahassee.
Milissa Hernandez's company was facing fraud, conspiracy and breach of contract lawsuits. Its underwriter, the respected Old Republic National Title Insurance Co., had terminated its contract, and a wronged Broward County homeowner was about to receive a $217,873 judgment against it.
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