Thursday, September 18, 2008

query: door to nowhere fha deck took me a minute to get this query. ;)

Both the FHA and VA have trouble with the "door to nowhere" situation. You know what I mean. You planned to put up a deck but never did or maybe you HAD a deck, took it down and never replaced it. Basically, you have a door in a wall and nothing on the other side.

Prior to closing, you'll need to fix it. Some will tell you that you've got to put that deck up. Well, not necessarily. If you'd prefer a cheaper option, ask if your can install a bar across the door, or perhaps one of those fake balconies on the outside - a railing close to the house. In the old days we were allowed to nail or bolt the door shut but I don't know if that would fly anymore.

Anyway, that's the deal. Hope it helps.

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