We had a request from a mortgage lender today to do a small portion of the origination fee as POC. We weren't sure, so we checked. No can do. See the RESPA FAQ, page 41.
Interestingly this lender has already closed at least one other transaction in which the title agent complied and did the POC.
We're all in this together and we're all on a learning curve. Every day is interesting and every day it gets easier. Give us two months and the whole thing will be old hat. I'm telling ya, it's the truth! It won't be too long before we have young people in the business who'll think the old system was insane. LOL