"simmering below the surface" removing escrow responsibilities from title agents

If title agents don't move the money, who will and how much more will it cost the consumer?

This isn't a problem of changing roles, it's a problem of setting enforceable standards for escrow management and then policing the agents.

Defalcations were rare back in ye ole days before affiliated businesses and the subprime mentality of no oversight.

Hey, NAIC, ALTA and state insurance regulators - can you not just do a better job of vetting licensees?