No. Homeowners aka hazard insurance is paid in advance.
In a mortgage transaction, the lender will want you to pay the premium for the first year in advance. If you are escrowing for taxes and insurance, the lender will also set aside a small amount at closing towards the next year premium.
So, you'll pay the first year up front, small amount at closing, and 1/12 of the annual premium with each mortgage payment into escrow.
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