Do you take checks from attorneys or title companies that are not cashiers checks?
If the answer to that question is yes, then you must reconsider. Anybody with a pulse on the current climate has discontinued taking risks.
A title agent who takes a check from another company does so with no guarantee that the money is truly available.
I can think of no other time in my career when absolute adherence to good funds policies is necessary. Wiggle room left the building last week.