My question is SHOULD a Realtor order title insurance? I'm not being facetious, really, think about it.
Wouldn't it be more appropriate for the consumer to order their own title insurance? Certainly the Realtor can assist by providing seller data, but the title work is being performed on behalf of the consumer and I believe they should shop, select and order for themselves.
BUT to answer YOUR question of WHEN, I say order title insurance whenever someone is willing to foot the bill for the examination work.
On our office we have the Choose & Save Program. The consumer puts up a $300 deposit which they'll get back if they close within 90 days.
Most consumers prefer to wait until the home inspection is clear before they start the order. Some are willing to front the examination deposit earlier because they really want to close quickly.
It takes 7 to 10 days to complete title examination and issue a title commitment in our area. So, the WHEN of ordering title is transaction specific based upon the needs of the consumer.