query: will title insurance pay for schedule b exceptions

No. Schedule B itemizes exceptions to coverage. That means that the items listed on Schedule B are excluded from coverage. This is why it is so important that you review your title insurance commitment before you close. You should understand what is and what is not covered before you purchase the insurance.

I know you aren't used to reading over insurance documents because most are boilerplate. Title insurance commitments and policies most often contain exceptions unique to your property and so it behooves you to pay attention.

Good question, thanks.