Hmmm.... this query kind of warms my heart because it shows me that you are out there embracing traditional mortgage lending and trying to recreate what was almost lost. Thank you for engaging in manual as opposed to automated mortgage loan underwriting.
I don't have a sample for you but I do remember drafting and amending my underwriter approval sheets over the years. I wish I still had a copy to share. Perhaps a reader out there can point us to a link.