Read this post written by Ed Rybczynski on Active Rain. He articulates the title claim process very succinctly and WHY you want to avoid it.
You NEED title insurance because you NEED a thorough examination by a local and human title expert combined with a title policy to cover human error or items that could not be found in a prudent search.
You should NOT buy a title policy backed by examination conducted through an automated system or by remote clerks who may even be in another country.
Real estate is localized and understanding the nuances of a county or state or municipality are part and parcel of doing a good job. Most of what you pay in your title premium is for the expertise of the examination which is designed to avoid title claims.
Be a careful consumer and select your title insurer wisely.